We aspire to be the lending champion for Czech households & small businesses
We seek to be a leading Czech bank and the digital leader in our market
MONETA Money Bank, a.s. is a leading bank in the Czech market and a pioneer in digitizing financial products. It has a solid position in the market for credit products for Czech households and a growing position in the market for loans for entrepreneurs and small and medium-sized enterprises. MONETA Money Bank is not afraid of new challenges, promotes creativity and collaboration among employees and supports their ideas and activities. As a result, it can offer its clients state-of-the-art digital services and solutions, as well as providing them with the convenience of its branches in the regions where they live.
Our Vision and Strategy
MONETA's business is based on a carefully designed vision, mission and values. These dictate our strategic planning and all activities of our employees. All of the above is in line with the company’s sustainable development strategy.
We aim to be the most innovative financial services organization in the Czech Republic. We want our customers, employees and the communities in which we do business to perceive us in that way and we do our absolute best to achieve this.
We are an innovative digital bank. We provide our customers with a pleasant customer experience. Our people work together, support each other and try to be as close as possible to our clients. We treat our environment responsibly and with respect. We appreciate ourselves and others.
Member of Management Board and Chief Commercial Banking Officer
Carl Normann Vökt
Vice-Chairman of Management Board and Chief Risk Officer
Chairman of Management Board and Chief Executive Officer
Member of Management Board and Chief Operating Officer
Member of Management Board and Chief Financial Officer
Supervisory Board and Audit Committee
MONETA Money Bank, a.s., with its registered seat at Praha 4 - Michle, Vyskočilova 1442/1b, Postal Code 14028, Identification Number 25672720, registered by the Municipal Court in Prague, Section B, Insert 5403, is the controlling person of the MONETA Holding. Controlled persons of the MONETA Holding are:
MONETA Auto, s.r.o., with its registered seat at Vyskočilova 1442/1b, Michle, 140 00 Praha 4, Identification Number 60112743, registered by the Municipal Court in Prague, Section C, Insert 168410
MONETA Leasing, s.r.o., with its registered seat at Vyskočilova 1442/1b, Michle, 140 00 Praha 4, Identification Number 60751606, registered by the Municipal Court in Prague, Section C, Insert 322797
MONETA Stavební Spořitelna, a.s., with its registered seat at Vyskočilova 1442/1b, Michle, 140 00 Praha 4, Identification Number 47115289, registered by the Municipal Court in Prague, Section B, Insert 1714
Chairman of Management Board
Tomáš Spurný holds a bachelor's degree from New York University and an MBA from Columbia Business School. He started his career at McKinsey & Company and has extensive experience from managerial positions in the banking and financial sector. Serving as the CEO or CFO, he worked at major banks in Central and Eastern Europe, including the CIB Bank in Hungary, at PPF Group companies, at Komerční banka, at CCS in the Czech Republic, and also at VÚB a.s., an Intesa Sanpaolo bank in Slovakia. Between 2012 and 2015 he served as the CEO of Romania's biggest bank, BCR. Since October 2015, he has been CEO and Chairman of the Board of MONETA Money Bank, a.s.
Carl Normann Vökt
Vice-Chairman of Management Board
Carl Normann Vökt holds a university degree with a major in Finance and Marketing gained at the Karl-Franzens University in Graz/Austria. His career started back in 1990 in Vienna in the area of Project and Structured Finance of Creditanstalt, followed by a short secondment to the International Finance Corporation in Washington. From 1996 he worked in Poland. During his more than 15-year stay in Poland, Mr. Vökt held different senior positions in Corporate Banking and Risk Management. The last position he held there was Chief Risk Officer and Deputy President of the Management Board at Bank BPH in Warsaw. Throughout his career in Poland he also served on the supervisory boards of several group related companies like mortgage bank, leasing firms and fund management businesses. Since November 2012 Carl Norman Vökt has been the Chief Risk Officer at MONETA Money Bank, a.s. and a Member of the Board of MONETA Money Bank, a.s., since January 2013 and Vice-Chairman of the Board of MONETA Money Bank, a.s., since March 2019. Mr. Vökt has also been a Member of the Supervisory Boards of MONETA Leasing since November 2015 and MONETA Auto since May 2016. Since April 2020, Mr. Vökt has been a Chairman of the Supervisory Board of MONETA Stavební Spořitelna.
Member of Management Board
Jan Friček is a graduate of the University of Economics in Prague, Faculty of Finance and Accounting, he is also a Fellow Member of the Association of Chartered Certified Accountants (FCCA). Prior to joining MONETA Money Bank, a.s, between years 2004 - 2009, he worked as an auditor with Deloitte. Mr. Friček has been at MONETA Money Bank, a.s. since 2009, during which time he has held a number of senior positions within the Finance division. In particular, he held a position of a Financial Planning & Analysis department Manager and prior to that a position of a Technical Controller. During the years 2016 and 2017 he became a Chief Financial Officer and in the years 2017 - 2019 he served as a Managing Director of MONETA Leasing, in 2018 he was also appointed as Chief Financial Officer of MONETA Auto. Since March 2019, he has been a member of the Supervisory Board of MONETA Leasing and MONETA Auto. In March 2019 he was appointed Chief Financial Officer and a member of the Management Board of MONETA Money Bank, a.s. Since April 2020, Mr. Friček has been a member of the Supervisory Board and Audit Committee of MONETA Stavební Spořitelna.
Member of Management Board
Jan Novotný has worked in several positions at MONETA Money Bank, a.s., since joining the bank in 2003. He began as a commercial banking analyst and later became the data team leader; he also led product development and ultimately product management. He left in 2007 to gain more experience within the GE Capital Group in Singapore, where he was Product Manager for Small and Medium Enterprises for the South-East Asia Region (Singapore, the Philippines, Thailand and China). He returned to the Czech Republic the following year, working as Head of the Micro and Small Enterprises Segment, and later as the Manager of the entire Small and Medium Enterprises Segment. He was appointed Chief Commercial Banking Officer at MONETA Money Bank, a.s., in May 2013, and a member of the Board of MONETA Money Bank, a.s., since December 2013. Since April 2020, Mr. Novotný has been the Vice-Chairman of the Supervisory Board of MONETA Stavební Spořitelna.
Member of Management Board
Klára Starková graduated from the Wirtschaftsuniversität Wien and the Rochester Institute of Technology. She started her career at McKinsey & Company, where she worked for almost 11 years. Between 2007 and 2016, she acted as an Executive Committee Member responsible for IT and operations, as well as Member of the Executive Committee responsible for Poland and Slovakia in Generali CEE and Generali PPF Holding respectively. She also led strategic HR, legal and internal communication, as well as competence centres there. She has broad experience as a Managing Director and lead consultant in Accenture, where she served since 2017 and was responsible for advisory services for major financial institutions in the CEE region. Klára Starková has been the Chief Operating Officer and member of the Management Board of MONETA Money Bank, a.s. since June 2021.
Sustainable Development Strategy
MONETA is committed to the Sustainable Development Strategy. It is based on five pillars and twelve priorities that reflect the Bank's economic, social and environmental responsibilities. In line with the Global Reporting Initiative (GRI) methodology, we strive not only to ensure our own stability and performance, but also to help build a more sustainable world.
We understand sustainable business as a competitive advantage. It motivates us to innovate and it represents an investment in the future of our employees, customers and communities around us. We want to create value for our clients while ensuring the long-term sustainable growth of the company, including a stable shareholder profit. We strive to reconcile our business activities with corporate values and priorities, while taking into account the economic and social impacts and the environmental impact of our business. We think of future generations.
We offer cutting-edge digital services based on a secure mobile and internet banking platform. We were the first bank in the Czech Republic to make it possible to open a current account fully online with the help of a smartphone. We are a pioneer in digitizing payment cards into wearable electronics and were the first bank in the Czech Republic to allow clients to pay with Garmin Pay and Fitbit Pay.
We were the first big bank to launch a contactless card payment on a mobile phone through Google Pay. Our mobile application, Smart Banka, has long been one of the best-rated mobile applications in the Czech Republic and Slovakia and was the first mobile banking application in the Czech Republic with the ability to manage the accounts of other banks. We focus on the development of digital distribution capacities, especially providing credit products fully online to our retail clients and small businesses.
We aim to be a digital leader in the financing of Czech households, entrepreneurs and small businesses. We have a very good track record and already hold a strong position as a Challenger Bank with unique digital capabilities.